City vs city
Cobb Island vs Germantown, MD
Germantown currently scores 9 points higher overall than Cobb Island, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cobb Island: 29/100 · Germantown: 38/100
Germantown is 9 points higher.
Flood
Cobb Island: 0/100 · Germantown: 24/100
Germantown is 24 points higher.
Cobb Island: FEMA NFHL flood zones: 0 features intersect this tile.
Germantown: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Cobb Island: 21/100 · Germantown: 20/100
Cobb Island is 1 points higher.
Cobb Island: Wind exposure derived from ingested design wind / climatology tiles.
Germantown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cobb Island: 43/100 · Germantown: 35/100
Cobb Island is 8 points higher.
Cobb Island: Lightning exposure derived from ingested climatology tiles.
Germantown: Lightning exposure derived from ingested climatology tiles.
Tornado
Cobb Island: 8/100 · Germantown: 23/100
Germantown is 15 points higher.
Cobb Island: Tornado risk derived from NOAA SPC historical reports.
Germantown: Tornado risk derived from NOAA SPC historical reports.
Hail
Cobb Island: 14/100 · Germantown: 77/100
Germantown is 63 points higher.
Cobb Island: Hail risk derived from NOAA SPC historical reports.
Germantown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cobb Island: 93/100 · Germantown: Unavailable
A score difference cannot be calculated without both sources.
Cobb Island: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Germantown: Storm surge model is not available for this location yet.
Wildfire
Cobb Island: 9/100 · Germantown: 41/100
Germantown is 32 points higher.
Cobb Island: Wildfire exposure derived from ingested fire potential tiles.
Germantown: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cobb Island: 43/100 · Germantown: 43/100
No gap.
Cobb Island: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Germantown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.