City vs city
Baltimore vs Cobb Island, MD
Baltimore currently scores 13 points higher overall than Cobb Island, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Baltimore: 42/100 · Cobb Island: 29/100
Baltimore is 13 points higher.
Flood
Baltimore: 27/100 · Cobb Island: 0/100
Baltimore is 27 points higher.
Baltimore: FEMA NFHL flood zones: 15 features intersect this tile.
Cobb Island: FEMA NFHL flood zones: 0 features intersect this tile.
Wind
Baltimore: 21/100 · Cobb Island: 21/100
No gap.
Baltimore: Wind exposure derived from ingested design wind / climatology tiles.
Cobb Island: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Baltimore: 40/100 · Cobb Island: 43/100
Cobb Island is 3 points higher.
Baltimore: Lightning exposure derived from ingested climatology tiles.
Cobb Island: Lightning exposure derived from ingested climatology tiles.
Tornado
Baltimore: 35/100 · Cobb Island: 8/100
Baltimore is 27 points higher.
Baltimore: Tornado risk derived from NOAA SPC historical reports.
Cobb Island: Tornado risk derived from NOAA SPC historical reports.
Hail
Baltimore: 89/100 · Cobb Island: 14/100
Baltimore is 75 points higher.
Baltimore: Hail risk derived from NOAA SPC historical reports.
Cobb Island: Hail risk derived from NOAA SPC historical reports.
Storm surge
Baltimore: 47/100 · Cobb Island: 93/100
Cobb Island is 46 points higher.
Baltimore: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Cobb Island: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Baltimore: 34/100 · Cobb Island: 9/100
Baltimore is 25 points higher.
Baltimore: Wildfire exposure derived from ingested fire potential tiles.
Cobb Island: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Baltimore: 43/100 · Cobb Island: 43/100
No gap.
Baltimore: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Cobb Island: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.