City vs city
Cloverly vs Layhill, MD
Layhill currently scores 6 points higher overall than Cloverly, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cloverly: 32/100 · Layhill: 38/100
Layhill is 6 points higher.
Flood
Cloverly: 21/100 · Layhill: 0/100
Cloverly is 21 points higher.
Cloverly: FEMA NFHL flood zones: 5 features intersect this tile.
Layhill: FEMA NFHL flood zones: 0 features intersect this tile.
Wind
Cloverly: 21/100 · Layhill: 21/100
No gap.
Cloverly: Wind exposure derived from ingested design wind / climatology tiles.
Layhill: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cloverly: 38/100 · Layhill: 38/100
No gap.
Cloverly: Lightning exposure derived from ingested climatology tiles.
Layhill: Lightning exposure derived from ingested climatology tiles.
Tornado
Cloverly: 8/100 · Layhill: 27/100
Layhill is 19 points higher.
Cloverly: Tornado risk derived from NOAA SPC historical reports.
Layhill: Tornado risk derived from NOAA SPC historical reports.
Hail
Cloverly: 52/100 · Layhill: 100/100
Layhill is 48 points higher.
Cloverly: Hail risk derived from NOAA SPC historical reports.
Layhill: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cloverly: Unavailable · Layhill: Unavailable
A score difference cannot be calculated without both sources.
Cloverly: Storm surge model is not available for this location yet.
Layhill: Storm surge model is not available for this location yet.
Wildfire
Cloverly: 41/100 · Layhill: 37/100
Cloverly is 4 points higher.
Cloverly: Wildfire exposure derived from ingested fire potential tiles.
Layhill: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cloverly: 42/100 · Layhill: 45/100
Layhill is 3 points higher.
Cloverly: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Layhill: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.