City vs city
Cloverly vs Frederick, MD
Frederick currently scores 3 points higher overall than Cloverly, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cloverly: 32/100 · Frederick: 35/100
Frederick is 3 points higher.
Flood
Cloverly: 21/100 · Frederick: 20/100
Cloverly is 1 points higher.
Cloverly: FEMA NFHL flood zones: 5 features intersect this tile.
Frederick: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Cloverly: 21/100 · Frederick: 20/100
Cloverly is 1 points higher.
Cloverly: Wind exposure derived from ingested design wind / climatology tiles.
Frederick: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cloverly: 38/100 · Frederick: 26/100
Cloverly is 12 points higher.
Cloverly: Lightning exposure derived from ingested climatology tiles.
Frederick: Lightning exposure derived from ingested climatology tiles.
Tornado
Cloverly: 8/100 · Frederick: 15/100
Frederick is 7 points higher.
Cloverly: Tornado risk derived from NOAA SPC historical reports.
Frederick: Tornado risk derived from NOAA SPC historical reports.
Hail
Cloverly: 52/100 · Frederick: 74/100
Frederick is 22 points higher.
Cloverly: Hail risk derived from NOAA SPC historical reports.
Frederick: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cloverly: Unavailable · Frederick: Unavailable
A score difference cannot be calculated without both sources.
Cloverly: Storm surge model is not available for this location yet.
Frederick: Storm surge model is not available for this location yet.
Wildfire
Cloverly: 41/100 · Frederick: 47/100
Frederick is 6 points higher.
Cloverly: Wildfire exposure derived from ingested fire potential tiles.
Frederick: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cloverly: 42/100 · Frederick: 42/100
No gap.
Cloverly: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Frederick: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.