City vs city
Annapolis vs Hagerstown, MD
Hagerstown currently scores 10 points higher overall than Annapolis, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Annapolis: 29/100 · Hagerstown: 39/100
Hagerstown is 10 points higher.
Flood
Annapolis: 26/100 · Hagerstown: 22/100
Annapolis is 4 points higher.
Annapolis: FEMA NFHL flood zones: 8 features intersect this tile.
Hagerstown: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Annapolis: 21/100 · Hagerstown: 20/100
Annapolis is 1 points higher.
Annapolis: Wind exposure derived from ingested design wind / climatology tiles.
Hagerstown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Annapolis: 38/100 · Hagerstown: 19/100
Annapolis is 19 points higher.
Annapolis: Lightning exposure derived from ingested climatology tiles.
Hagerstown: Lightning exposure derived from ingested climatology tiles.
Tornado
Annapolis: 4/100 · Hagerstown: 19/100
Hagerstown is 15 points higher.
Annapolis: Tornado risk derived from NOAA SPC historical reports.
Hagerstown: Tornado risk derived from NOAA SPC historical reports.
Hail
Annapolis: 26/100 · Hagerstown: 100/100
Hagerstown is 74 points higher.
Annapolis: Hail risk derived from NOAA SPC historical reports.
Hagerstown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Annapolis: 66/100 · Hagerstown: Unavailable
A score difference cannot be calculated without both sources.
Annapolis: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Hagerstown: Storm surge model is not available for this location yet.
Wildfire
Annapolis: 5/100 · Hagerstown: 53/100
Hagerstown is 48 points higher.
Annapolis: Wildfire exposure derived from ingested fire potential tiles.
Hagerstown: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Annapolis: 42/100 · Hagerstown: 42/100
No gap.
Annapolis: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Hagerstown: Air quality signal derived from the latest EPA AirNow combined AQI grid.