City vs city
Annapolis vs Germantown, MD
Germantown currently scores 9 points higher overall than Annapolis, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Annapolis: 29/100 · Germantown: 38/100
Germantown is 9 points higher.
Flood
Annapolis: 26/100 · Germantown: 24/100
Annapolis is 2 points higher.
Annapolis: FEMA NFHL flood zones: 8 features intersect this tile.
Germantown: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Annapolis: 21/100 · Germantown: 20/100
Annapolis is 1 points higher.
Annapolis: Wind exposure derived from ingested design wind / climatology tiles.
Germantown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Annapolis: 38/100 · Germantown: 35/100
Annapolis is 3 points higher.
Annapolis: Lightning exposure derived from ingested climatology tiles.
Germantown: Lightning exposure derived from ingested climatology tiles.
Tornado
Annapolis: 4/100 · Germantown: 23/100
Germantown is 19 points higher.
Annapolis: Tornado risk derived from NOAA SPC historical reports.
Germantown: Tornado risk derived from NOAA SPC historical reports.
Hail
Annapolis: 26/100 · Germantown: 77/100
Germantown is 51 points higher.
Annapolis: Hail risk derived from NOAA SPC historical reports.
Germantown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Annapolis: 66/100 · Germantown: Unavailable
A score difference cannot be calculated without both sources.
Annapolis: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Germantown: Storm surge model is not available for this location yet.
Wildfire
Annapolis: 5/100 · Germantown: 41/100
Germantown is 36 points higher.
Annapolis: Wildfire exposure derived from ingested fire potential tiles.
Germantown: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Annapolis: 42/100 · Germantown: 43/100
Germantown is 1 points higher.
Annapolis: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Germantown: Air quality signal derived from the latest EPA AirNow combined AQI grid.