City vs city
Gardner vs Lowell, MA
Gardner currently scores 9 points higher overall than Lowell, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Gardner: 30/100 · Lowell: 21/100
Gardner is 9 points higher.
Flood
Gardner: 35/100 · Lowell: 0/100
Gardner is 35 points higher.
Gardner: FEMA NFHL flood zones: 7 features intersect this tile.
Lowell: FEMA NFHL flood zones: 0 features intersect this tile.
Wind
Gardner: 22/100 · Lowell: 24/100
Lowell is 2 points higher.
Gardner: Wind exposure derived from ingested design wind / climatology tiles.
Lowell: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Gardner: 7/100 · Lowell: 8/100
Lowell is 1 points higher.
Gardner: Lightning exposure derived from ingested climatology tiles.
Lowell: Lightning exposure derived from ingested climatology tiles.
Tornado
Gardner: 8/100 · Lowell: 0/100
Gardner is 8 points higher.
Gardner: Tornado risk derived from NOAA SPC historical reports.
Lowell: Tornado risk derived from NOAA SPC historical reports.
Hail
Gardner: 64/100 · Lowell: 16/100
Gardner is 48 points higher.
Gardner: Hail risk derived from NOAA SPC historical reports.
Lowell: Hail risk derived from NOAA SPC historical reports.
Storm surge
Gardner: Unavailable · Lowell: Unavailable
A score difference cannot be calculated without both sources.
Gardner: Storm surge model is not available for this location yet.
Lowell: Storm surge model is not available for this location yet.
Wildfire
Gardner: 48/100 · Lowell: 57/100
Lowell is 9 points higher.
Gardner: Wildfire exposure derived from ingested fire potential tiles.
Lowell: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Gardner: 26/100 · Lowell: 22/100
Gardner is 4 points higher.
Gardner: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Lowell: Air quality signal derived from the latest EPA AirNow combined AQI grid.