City vs city
Cambridge vs Gardner, MA
Cambridge currently scores 8 points higher overall than Gardner, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cambridge: 38/100 · Gardner: 30/100
Cambridge is 8 points higher.
Flood
Cambridge: 30/100 · Gardner: 35/100
Gardner is 5 points higher.
Cambridge: FEMA NFHL flood zones: 9 features intersect this tile.
Gardner: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Cambridge: 27/100 · Gardner: 22/100
Cambridge is 5 points higher.
Cambridge: Wind exposure derived from ingested design wind / climatology tiles.
Gardner: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cambridge: 10/100 · Gardner: 7/100
Cambridge is 3 points higher.
Cambridge: Lightning exposure derived from ingested climatology tiles.
Gardner: Lightning exposure derived from ingested climatology tiles.
Tornado
Cambridge: 8/100 · Gardner: 8/100
No gap.
Cambridge: Tornado risk derived from NOAA SPC historical reports.
Gardner: Tornado risk derived from NOAA SPC historical reports.
Hail
Cambridge: 58/100 · Gardner: 64/100
Gardner is 6 points higher.
Cambridge: Hail risk derived from NOAA SPC historical reports.
Gardner: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cambridge: 82/100 · Gardner: Unavailable
A score difference cannot be calculated without both sources.
Cambridge: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Gardner: Storm surge model is not available for this location yet.
Wildfire
Cambridge: 65/100 · Gardner: 48/100
Cambridge is 17 points higher.
Cambridge: Wildfire exposure derived from ingested fire potential tiles.
Gardner: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Cambridge: 26/100 · Gardner: 26/100
No gap.
Cambridge: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Gardner: Air quality signal derived from the latest EPA AirNow combined AQI grid.