City vs city
Hartford vs Owensboro, KY
Owensboro currently scores 9 points higher overall than Hartford, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hartford: 42/100 · Owensboro: 51/100
Owensboro is 9 points higher.
Flood
Hartford: 59/100 · Owensboro: 55/100
Hartford is 4 points higher.
Hartford: FEMA NFHL flood zones: 5 features intersect this tile.
Owensboro: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Hartford: 14/100 · Owensboro: 14/100
No gap.
Hartford: Wind exposure derived from ingested design wind / climatology tiles.
Owensboro: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hartford: 55/100 · Owensboro: 54/100
Hartford is 1 points higher.
Hartford: Lightning exposure derived from ingested climatology tiles.
Owensboro: Lightning exposure derived from ingested climatology tiles.
Tornado
Hartford: 31/100 · Owensboro: 65/100
Owensboro is 34 points higher.
Hartford: Tornado risk derived from NOAA SPC historical reports.
Owensboro: Tornado risk derived from NOAA SPC historical reports.
Hail
Hartford: 56/100 · Owensboro: 100/100
Owensboro is 44 points higher.
Hartford: Hail risk derived from NOAA SPC historical reports.
Owensboro: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hartford: Unavailable · Owensboro: Unavailable
A score difference cannot be calculated without both sources.
Hartford: Storm surge model is not available for this location yet.
Owensboro: Storm surge model is not available for this location yet.
Wildfire
Hartford: 45/100 · Owensboro: 33/100
Hartford is 12 points higher.
Hartford: Wildfire exposure derived from ingested fire potential tiles.
Owensboro: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Hartford: 34/100 · Owensboro: 34/100
No gap.
Hartford: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Owensboro: Air quality signal derived from the latest EPA AirNow combined AQI grid.