City vs city
Hartford vs Louisville, KY
Hartford currently scores 5 points higher overall than Louisville, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hartford: 42/100 · Louisville: 37/100
Hartford is 5 points higher.
Flood
Hartford: 59/100 · Louisville: 55/100
Hartford is 4 points higher.
Hartford: FEMA NFHL flood zones: 5 features intersect this tile.
Louisville: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Hartford: 14/100 · Louisville: 14/100
No gap.
Hartford: Wind exposure derived from ingested design wind / climatology tiles.
Louisville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hartford: 55/100 · Louisville: 33/100
Hartford is 22 points higher.
Hartford: Lightning exposure derived from ingested climatology tiles.
Louisville: Lightning exposure derived from ingested climatology tiles.
Tornado
Hartford: 31/100 · Louisville: 12/100
Hartford is 19 points higher.
Hartford: Tornado risk derived from NOAA SPC historical reports.
Louisville: Tornado risk derived from NOAA SPC historical reports.
Hail
Hartford: 56/100 · Louisville: 92/100
Louisville is 36 points higher.
Hartford: Hail risk derived from NOAA SPC historical reports.
Louisville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hartford: Unavailable · Louisville: Unavailable
A score difference cannot be calculated without both sources.
Hartford: Storm surge model is not available for this location yet.
Louisville: Storm surge model is not available for this location yet.
Wildfire
Hartford: 45/100 · Louisville: 18/100
Hartford is 27 points higher.
Hartford: Wildfire exposure derived from ingested fire potential tiles.
Louisville: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hartford: 34/100 · Louisville: 32/100
Hartford is 2 points higher.
Hartford: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Louisville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.