City vs city
Hartford vs Louisville, KY
Hartford currently scores 6 points higher overall than Louisville, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hartford: 42/100 · Louisville: 36/100
Hartford is 6 points higher.
Flood
Hartford: 59/100 · Louisville: 41/100
Hartford is 18 points higher.
Hartford: FEMA NFHL flood zones: 5 features intersect this tile.
Louisville: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Hartford: 14/100 · Louisville: 14/100
No gap.
Hartford: Wind exposure derived from ingested design wind / climatology tiles.
Louisville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hartford: 55/100 · Louisville: 32/100
Hartford is 23 points higher.
Hartford: Lightning exposure derived from ingested climatology tiles.
Louisville: Lightning exposure derived from ingested climatology tiles.
Tornado
Hartford: 31/100 · Louisville: 38/100
Louisville is 7 points higher.
Hartford: Tornado risk derived from NOAA SPC historical reports.
Louisville: Tornado risk derived from NOAA SPC historical reports.
Hail
Hartford: 56/100 · Louisville: 61/100
Louisville is 5 points higher.
Hartford: Hail risk derived from NOAA SPC historical reports.
Louisville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hartford: Unavailable · Louisville: Unavailable
A score difference cannot be calculated without both sources.
Hartford: Storm surge model is not available for this location yet.
Louisville: Storm surge model is not available for this location yet.
Wildfire
Hartford: 45/100 · Louisville: 36/100
Hartford is 9 points higher.
Hartford: Wildfire exposure derived from ingested fire potential tiles.
Louisville: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Hartford: 34/100 · Louisville: 32/100
Hartford is 2 points higher.
Hartford: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Louisville: Air quality signal derived from the latest EPA AirNow combined AQI grid.