City vs city
Cumberland vs Hazard, KY
Hazard currently scores 8 points higher overall than Cumberland, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cumberland: 33/100 · Hazard: 41/100
Hazard is 8 points higher.
Flood
Cumberland: 36/100 · Hazard: 39/100
Hazard is 3 points higher.
Cumberland: FEMA NFHL flood zones: 3 features intersect this tile.
Hazard: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Cumberland: 14/100 · Hazard: 14/100
No gap.
Cumberland: Wind exposure derived from ingested design wind / climatology tiles.
Hazard: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cumberland: 36/100 · Hazard: 37/100
Hazard is 1 points higher.
Cumberland: Lightning exposure derived from ingested climatology tiles.
Hazard: Lightning exposure derived from ingested climatology tiles.
Tornado
Cumberland: 0/100 · Hazard: 0/100
No gap.
Cumberland: Tornado risk derived from NOAA SPC historical reports.
Hazard: Tornado risk derived from NOAA SPC historical reports.
Hail
Cumberland: 14/100 · Hazard: 58/100
Hazard is 44 points higher.
Cumberland: Hail risk derived from NOAA SPC historical reports.
Hazard: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cumberland: Unavailable · Hazard: Unavailable
A score difference cannot be calculated without both sources.
Cumberland: Storm surge model is not available for this location yet.
Hazard: Storm surge model is not available for this location yet.
Wildfire
Cumberland: 63/100 · Hazard: 65/100
Hazard is 2 points higher.
Cumberland: Wildfire exposure derived from ingested fire potential tiles.
Hazard: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Cumberland: 32/100 · Hazard: 31/100
Cumberland is 1 points higher.
Cumberland: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Hazard: Air quality signal derived from the latest EPA AirNow combined AQI grid.