City vs city
Cumberland vs Louisville, KY
Louisville currently scores 4 points higher overall than Cumberland, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cumberland: 33/100 · Louisville: 37/100
Louisville is 4 points higher.
Flood
Cumberland: 36/100 · Louisville: 55/100
Louisville is 19 points higher.
Cumberland: FEMA NFHL flood zones: 3 features intersect this tile.
Louisville: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Cumberland: 14/100 · Louisville: 14/100
No gap.
Cumberland: Wind exposure derived from ingested design wind / climatology tiles.
Louisville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cumberland: 36/100 · Louisville: 33/100
Cumberland is 3 points higher.
Cumberland: Lightning exposure derived from ingested climatology tiles.
Louisville: Lightning exposure derived from ingested climatology tiles.
Tornado
Cumberland: 0/100 · Louisville: 12/100
Louisville is 12 points higher.
Cumberland: Tornado risk derived from NOAA SPC historical reports.
Louisville: Tornado risk derived from NOAA SPC historical reports.
Hail
Cumberland: 14/100 · Louisville: 92/100
Louisville is 78 points higher.
Cumberland: Hail risk derived from NOAA SPC historical reports.
Louisville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cumberland: Unavailable · Louisville: Unavailable
A score difference cannot be calculated without both sources.
Cumberland: Storm surge model is not available for this location yet.
Louisville: Storm surge model is not available for this location yet.
Wildfire
Cumberland: 63/100 · Louisville: 18/100
Cumberland is 45 points higher.
Cumberland: Wildfire exposure derived from ingested fire potential tiles.
Louisville: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cumberland: 32/100 · Louisville: 32/100
No gap.
Cumberland: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Louisville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.