City vs city
Cumberland vs Harlan, KY
Cumberland currently scores 5 points higher overall than Harlan, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cumberland: 33/100 · Harlan: 28/100
Cumberland is 5 points higher.
Flood
Cumberland: 36/100 · Harlan: 0/100
Cumberland is 36 points higher.
Cumberland: FEMA NFHL flood zones: 3 features intersect this tile.
Harlan: FEMA NFHL flood zones: 0 features intersect this tile.
Wind
Cumberland: 14/100 · Harlan: 14/100
No gap.
Cumberland: Wind exposure derived from ingested design wind / climatology tiles.
Harlan: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cumberland: 36/100 · Harlan: 38/100
Harlan is 2 points higher.
Cumberland: Lightning exposure derived from ingested climatology tiles.
Harlan: Lightning exposure derived from ingested climatology tiles.
Tornado
Cumberland: 0/100 · Harlan: 4/100
Harlan is 4 points higher.
Cumberland: Tornado risk derived from NOAA SPC historical reports.
Harlan: Tornado risk derived from NOAA SPC historical reports.
Hail
Cumberland: 14/100 · Harlan: 62/100
Harlan is 48 points higher.
Cumberland: Hail risk derived from NOAA SPC historical reports.
Harlan: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cumberland: Unavailable · Harlan: Unavailable
A score difference cannot be calculated without both sources.
Cumberland: Storm surge model is not available for this location yet.
Harlan: Storm surge model is not available for this location yet.
Wildfire
Cumberland: 63/100 · Harlan: 45/100
Cumberland is 18 points higher.
Cumberland: Wildfire exposure derived from ingested fire potential tiles.
Harlan: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Cumberland: 32/100 · Harlan: 32/100
No gap.
Cumberland: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Harlan: Air quality signal derived from the latest EPA AirNow combined AQI grid.