City vs city

Oakland City vs South Bend, IN

South Bend currently scores 9 points higher overall than Oakland City, with the largest gap in tornado.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Oakland City

35/100

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South Bend

44/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Oakland City: 35/100 · South Bend: 44/100

South Bend is 9 points higher.

Flood

Oakland City: 50/100 · South Bend: 30/100

Oakland City is 20 points higher.

Oakland City: FEMA NFHL flood zones: 9 features intersect this tile.

South Bend: FEMA NFHL flood zones: 4 features intersect this tile.

Wind

Oakland City: 15/100 · South Bend: 16/100

South Bend is 1 points higher.

Oakland City: Wind exposure derived from ingested design wind / climatology tiles.

South Bend: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Oakland City: 49/100 · South Bend: 48/100

Oakland City is 1 points higher.

Oakland City: Lightning exposure derived from ingested climatology tiles.

South Bend: Lightning exposure derived from ingested climatology tiles.

Tornado

Oakland City: 12/100 · South Bend: 54/100

South Bend is 42 points higher.

Oakland City: Tornado risk derived from NOAA SPC historical reports.

South Bend: Tornado risk derived from NOAA SPC historical reports.

Hail

Oakland City: 64/100 · South Bend: 100/100

South Bend is 36 points higher.

Oakland City: Hail risk derived from NOAA SPC historical reports.

South Bend: Hail risk derived from NOAA SPC historical reports.

Storm surge

Oakland City: Unavailable · South Bend: Unavailable

A score difference cannot be calculated without both sources.

Oakland City: Storm surge model is not available for this location yet.

South Bend: Storm surge model is not available for this location yet.

Wildfire

Oakland City: 20/100 · South Bend: 28/100

South Bend is 8 points higher.

Oakland City: Wildfire exposure derived from ingested fire potential tiles.

South Bend: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Oakland City: 32/100 · South Bend: 29/100

Oakland City is 3 points higher.

Oakland City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

South Bend: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.