City vs city
Elkhart vs Oakland City, IN
Elkhart and Oakland City are tied on overall score, with the biggest factor difference in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Elkhart: 35/100 · Oakland City: 35/100
No gap.
Flood
Elkhart: 36/100 · Oakland City: 50/100
Oakland City is 14 points higher.
Elkhart: FEMA NFHL flood zones: 8 features intersect this tile.
Oakland City: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Elkhart: 16/100 · Oakland City: 15/100
Elkhart is 1 points higher.
Elkhart: Wind exposure derived from ingested design wind / climatology tiles.
Oakland City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Elkhart: 51/100 · Oakland City: 49/100
Elkhart is 2 points higher.
Elkhart: Lightning exposure derived from ingested climatology tiles.
Oakland City: Lightning exposure derived from ingested climatology tiles.
Tornado
Elkhart: 8/100 · Oakland City: 12/100
Oakland City is 4 points higher.
Elkhart: Tornado risk derived from NOAA SPC historical reports.
Oakland City: Tornado risk derived from NOAA SPC historical reports.
Hail
Elkhart: 91/100 · Oakland City: 64/100
Elkhart is 27 points higher.
Elkhart: Hail risk derived from NOAA SPC historical reports.
Oakland City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Elkhart: Unavailable · Oakland City: Unavailable
A score difference cannot be calculated without both sources.
Elkhart: Storm surge model is not available for this location yet.
Oakland City: Storm surge model is not available for this location yet.
Wildfire
Elkhart: 12/100 · Oakland City: 20/100
Oakland City is 8 points higher.
Elkhart: Wildfire exposure derived from ingested fire potential tiles.
Oakland City: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Elkhart: 28/100 · Oakland City: 32/100
Oakland City is 4 points higher.
Elkhart: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Oakland City: Air quality signal derived from the latest EPA AirNow combined AQI grid.