City vs city
Martinsburg vs South Bend, IN
South Bend currently scores 15 points higher overall than Martinsburg, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Martinsburg: 21/100 · South Bend: 36/100
South Bend is 15 points higher.
Flood
Martinsburg: 28/100 · South Bend: 20/100
Martinsburg is 8 points higher.
Martinsburg: FEMA NFHL flood zones: 4 features intersect this tile.
South Bend: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Martinsburg: 14/100 · South Bend: 16/100
South Bend is 2 points higher.
Martinsburg: Wind exposure derived from ingested design wind / climatology tiles.
South Bend: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Martinsburg: 32/100 · South Bend: 41/100
South Bend is 9 points higher.
Martinsburg: Lightning exposure derived from ingested climatology tiles.
South Bend: Lightning exposure derived from ingested climatology tiles.
Tornado
Martinsburg: 8/100 · South Bend: 0/100
Martinsburg is 8 points higher.
Martinsburg: Tornado risk derived from NOAA SPC historical reports.
South Bend: Tornado risk derived from NOAA SPC historical reports.
Hail
Martinsburg: 16/100 · South Bend: 76/100
South Bend is 60 points higher.
Martinsburg: Hail risk derived from NOAA SPC historical reports.
South Bend: Hail risk derived from NOAA SPC historical reports.
Storm surge
Martinsburg: Unavailable · South Bend: Unavailable
A score difference cannot be calculated without both sources.
Martinsburg: Storm surge model is not available for this location yet.
South Bend: Storm surge model is not available for this location yet.
Wildfire
Martinsburg: 18/100 · South Bend: 34/100
South Bend is 16 points higher.
Martinsburg: Wildfire exposure derived from ingested fire potential tiles.
South Bend: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Martinsburg: 30/100 · South Bend: 29/100
Martinsburg is 1 points higher.
Martinsburg: Air quality signal derived from the latest EPA AirNow combined AQI grid.
South Bend: Air quality signal derived from the latest EPA AirNow combined AQI grid.