City vs city
Elkhart vs Martinsburg, IN
Elkhart currently scores 14 points higher overall than Martinsburg, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Elkhart: 35/100 · Martinsburg: 21/100
Elkhart is 14 points higher.
Flood
Elkhart: 36/100 · Martinsburg: 28/100
Elkhart is 8 points higher.
Elkhart: FEMA NFHL flood zones: 8 features intersect this tile.
Martinsburg: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Elkhart: 16/100 · Martinsburg: 14/100
Elkhart is 2 points higher.
Elkhart: Wind exposure derived from ingested design wind / climatology tiles.
Martinsburg: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Elkhart: 51/100 · Martinsburg: 32/100
Elkhart is 19 points higher.
Elkhart: Lightning exposure derived from ingested climatology tiles.
Martinsburg: Lightning exposure derived from ingested climatology tiles.
Tornado
Elkhart: 8/100 · Martinsburg: 8/100
No gap.
Elkhart: Tornado risk derived from NOAA SPC historical reports.
Martinsburg: Tornado risk derived from NOAA SPC historical reports.
Hail
Elkhart: 91/100 · Martinsburg: 16/100
Elkhart is 75 points higher.
Elkhart: Hail risk derived from NOAA SPC historical reports.
Martinsburg: Hail risk derived from NOAA SPC historical reports.
Storm surge
Elkhart: Unavailable · Martinsburg: Unavailable
A score difference cannot be calculated without both sources.
Elkhart: Storm surge model is not available for this location yet.
Martinsburg: Storm surge model is not available for this location yet.
Wildfire
Elkhart: 12/100 · Martinsburg: 18/100
Martinsburg is 6 points higher.
Elkhart: Wildfire exposure derived from ingested fire potential tiles.
Martinsburg: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Elkhart: 28/100 · Martinsburg: 30/100
Martinsburg is 2 points higher.
Elkhart: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Martinsburg: Air quality signal derived from the latest EPA AirNow combined AQI grid.