City vs city
Hartford City vs Montpelier, IN
Hartford City currently scores 10 points higher overall than Montpelier, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hartford City: 46/100 · Montpelier: 36/100
Hartford City is 10 points higher.
Flood
Hartford City: 36/100 · Montpelier: 38/100
Montpelier is 2 points higher.
Hartford City: FEMA NFHL flood zones: 3 features intersect this tile.
Montpelier: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Hartford City: 15/100 · Montpelier: 16/100
Montpelier is 1 points higher.
Hartford City: Wind exposure derived from ingested design wind / climatology tiles.
Montpelier: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hartford City: 79/100 · Montpelier: 81/100
Montpelier is 2 points higher.
Hartford City: Lightning exposure derived from ingested climatology tiles.
Montpelier: Lightning exposure derived from ingested climatology tiles.
Tornado
Hartford City: 0/100 · Montpelier: 0/100
No gap.
Hartford City: Tornado risk derived from NOAA SPC historical reports.
Montpelier: Tornado risk derived from NOAA SPC historical reports.
Hail
Hartford City: 100/100 · Montpelier: 33/100
Hartford City is 67 points higher.
Hartford City: Hail risk derived from NOAA SPC historical reports.
Montpelier: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hartford City: Unavailable · Montpelier: Unavailable
A score difference cannot be calculated without both sources.
Hartford City: Storm surge model is not available for this location yet.
Montpelier: Storm surge model is not available for this location yet.
Wildfire
Hartford City: 12/100 · Montpelier: 15/100
Montpelier is 3 points higher.
Hartford City: Wildfire exposure derived from ingested fire potential tiles.
Montpelier: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hartford City: 32/100 · Montpelier: 31/100
Hartford City is 1 points higher.
Hartford City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Montpelier: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.