City vs city
Elkhart vs Hartford City, IN
Hartford City currently scores 11 points higher overall than Elkhart, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Elkhart: 35/100 · Hartford City: 46/100
Hartford City is 11 points higher.
Flood
Elkhart: 36/100 · Hartford City: 36/100
No gap.
Elkhart: FEMA NFHL flood zones: 8 features intersect this tile.
Hartford City: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Elkhart: 16/100 · Hartford City: 15/100
Elkhart is 1 points higher.
Elkhart: Wind exposure derived from ingested design wind / climatology tiles.
Hartford City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Elkhart: 51/100 · Hartford City: 79/100
Hartford City is 28 points higher.
Elkhart: Lightning exposure derived from ingested climatology tiles.
Hartford City: Lightning exposure derived from ingested climatology tiles.
Tornado
Elkhart: 8/100 · Hartford City: 0/100
Elkhart is 8 points higher.
Elkhart: Tornado risk derived from NOAA SPC historical reports.
Hartford City: Tornado risk derived from NOAA SPC historical reports.
Hail
Elkhart: 91/100 · Hartford City: 100/100
Hartford City is 9 points higher.
Elkhart: Hail risk derived from NOAA SPC historical reports.
Hartford City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Elkhart: Unavailable · Hartford City: Unavailable
A score difference cannot be calculated without both sources.
Elkhart: Storm surge model is not available for this location yet.
Hartford City: Storm surge model is not available for this location yet.
Wildfire
Elkhart: 12/100 · Hartford City: 12/100
No gap.
Elkhart: Wildfire exposure derived from ingested fire potential tiles.
Hartford City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Elkhart: 28/100 · Hartford City: 32/100
Hartford City is 4 points higher.
Elkhart: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Hartford City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.