City vs city
Cumberland vs South Bend, IN
South Bend currently scores 6 points higher overall than Cumberland, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cumberland: 38/100 · South Bend: 44/100
South Bend is 6 points higher.
Flood
Cumberland: 35/100 · South Bend: 30/100
Cumberland is 5 points higher.
Cumberland: FEMA NFHL flood zones: 13 features intersect this tile.
South Bend: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Cumberland: 15/100 · South Bend: 16/100
South Bend is 1 points higher.
Cumberland: Wind exposure derived from ingested design wind / climatology tiles.
South Bend: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cumberland: 49/100 · South Bend: 48/100
Cumberland is 1 points higher.
Cumberland: Lightning exposure derived from ingested climatology tiles.
South Bend: Lightning exposure derived from ingested climatology tiles.
Tornado
Cumberland: 42/100 · South Bend: 54/100
South Bend is 12 points higher.
Cumberland: Tornado risk derived from NOAA SPC historical reports.
South Bend: Tornado risk derived from NOAA SPC historical reports.
Hail
Cumberland: 86/100 · South Bend: 100/100
South Bend is 14 points higher.
Cumberland: Hail risk derived from NOAA SPC historical reports.
South Bend: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cumberland: Unavailable · South Bend: Unavailable
A score difference cannot be calculated without both sources.
Cumberland: Storm surge model is not available for this location yet.
South Bend: Storm surge model is not available for this location yet.
Wildfire
Cumberland: 8/100 · South Bend: 28/100
South Bend is 20 points higher.
Cumberland: Wildfire exposure derived from ingested fire potential tiles.
South Bend: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cumberland: 28/100 · South Bend: 29/100
South Bend is 1 points higher.
Cumberland: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
South Bend: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.