City vs city
Cumberland vs Elkhart, IN
Cumberland currently scores 3 points higher overall than Elkhart, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cumberland: 38/100 · Elkhart: 35/100
Cumberland is 3 points higher.
Flood
Cumberland: 35/100 · Elkhart: 36/100
Elkhart is 1 points higher.
Cumberland: FEMA NFHL flood zones: 13 features intersect this tile.
Elkhart: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Cumberland: 15/100 · Elkhart: 16/100
Elkhart is 1 points higher.
Cumberland: Wind exposure derived from ingested design wind / climatology tiles.
Elkhart: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cumberland: 49/100 · Elkhart: 51/100
Elkhart is 2 points higher.
Cumberland: Lightning exposure derived from ingested climatology tiles.
Elkhart: Lightning exposure derived from ingested climatology tiles.
Tornado
Cumberland: 42/100 · Elkhart: 8/100
Cumberland is 34 points higher.
Cumberland: Tornado risk derived from NOAA SPC historical reports.
Elkhart: Tornado risk derived from NOAA SPC historical reports.
Hail
Cumberland: 86/100 · Elkhart: 91/100
Elkhart is 5 points higher.
Cumberland: Hail risk derived from NOAA SPC historical reports.
Elkhart: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cumberland: Unavailable · Elkhart: Unavailable
A score difference cannot be calculated without both sources.
Cumberland: Storm surge model is not available for this location yet.
Elkhart: Storm surge model is not available for this location yet.
Wildfire
Cumberland: 8/100 · Elkhart: 12/100
Elkhart is 4 points higher.
Cumberland: Wildfire exposure derived from ingested fire potential tiles.
Elkhart: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cumberland: 28/100 · Elkhart: 28/100
No gap.
Cumberland: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Elkhart: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.