City vs city
Carmel vs Indianapolis, IN
Indianapolis currently scores 3 points higher overall than Carmel, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carmel: 38/100 · Indianapolis: 41/100
Indianapolis is 3 points higher.
Flood
Carmel: 34/100 · Indianapolis: 38/100
Indianapolis is 4 points higher.
Carmel: FEMA NFHL flood zones: 8 features intersect this tile.
Indianapolis: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Carmel: 15/100 · Indianapolis: 15/100
No gap.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Indianapolis: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carmel: 63/100 · Indianapolis: 57/100
Carmel is 6 points higher.
Carmel: Lightning exposure derived from ingested climatology tiles.
Indianapolis: Lightning exposure derived from ingested climatology tiles.
Tornado
Carmel: 15/100 · Indianapolis: 54/100
Indianapolis is 39 points higher.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Indianapolis: Tornado risk derived from NOAA SPC historical reports.
Hail
Carmel: 100/100 · Indianapolis: 86/100
Carmel is 14 points higher.
Carmel: Hail risk derived from NOAA SPC historical reports.
Indianapolis: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carmel: Unavailable · Indianapolis: Unavailable
A score difference cannot be calculated without both sources.
Carmel: Storm surge model is not available for this location yet.
Indianapolis: Storm surge model is not available for this location yet.
Wildfire
Carmel: 8/100 · Indianapolis: 8/100
No gap.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Indianapolis: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Carmel: 28/100 · Indianapolis: 29/100
Indianapolis is 1 points higher.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Indianapolis: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.