City vs city
Bloomington vs Carmel, IN
Bloomington currently scores 9 points higher overall than Carmel, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bloomington: 47/100 · Carmel: 38/100
Bloomington is 9 points higher.
Flood
Bloomington: 30/100 · Carmel: 34/100
Carmel is 4 points higher.
Bloomington: FEMA NFHL flood zones: 4 features intersect this tile.
Carmel: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Bloomington: 15/100 · Carmel: 15/100
No gap.
Bloomington: Wind exposure derived from ingested design wind / climatology tiles.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bloomington: 76/100 · Carmel: 63/100
Bloomington is 13 points higher.
Bloomington: Lightning exposure derived from ingested climatology tiles.
Carmel: Lightning exposure derived from ingested climatology tiles.
Tornado
Bloomington: 46/100 · Carmel: 15/100
Bloomington is 31 points higher.
Bloomington: Tornado risk derived from NOAA SPC historical reports.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Hail
Bloomington: 100/100 · Carmel: 100/100
No gap.
Bloomington: Hail risk derived from NOAA SPC historical reports.
Carmel: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bloomington: Unavailable · Carmel: Unavailable
A score difference cannot be calculated without both sources.
Bloomington: Storm surge model is not available for this location yet.
Carmel: Storm surge model is not available for this location yet.
Wildfire
Bloomington: 34/100 · Carmel: 8/100
Bloomington is 26 points higher.
Bloomington: Wildfire exposure derived from ingested fire potential tiles.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bloomington: 28/100 · Carmel: 28/100
No gap.
Bloomington: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Carmel: Air quality signal derived from the latest EPA AirNow combined AQI grid.