City vs city
Carmel vs Hortonville, IN
Carmel currently scores 1 points higher overall than Hortonville, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carmel: 38/100 · Hortonville: 37/100
Carmel is 1 points higher.
Flood
Carmel: 34/100 · Hortonville: 28/100
Carmel is 6 points higher.
Carmel: FEMA NFHL flood zones: 8 features intersect this tile.
Hortonville: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Carmel: 15/100 · Hortonville: 15/100
No gap.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Hortonville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carmel: 63/100 · Hortonville: 68/100
Hortonville is 5 points higher.
Carmel: Lightning exposure derived from ingested climatology tiles.
Hortonville: Lightning exposure derived from ingested climatology tiles.
Tornado
Carmel: 15/100 · Hortonville: 15/100
No gap.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Hortonville: Tornado risk derived from NOAA SPC historical reports.
Hail
Carmel: 100/100 · Hortonville: 100/100
No gap.
Carmel: Hail risk derived from NOAA SPC historical reports.
Hortonville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carmel: Unavailable · Hortonville: Unavailable
A score difference cannot be calculated without both sources.
Carmel: Storm surge model is not available for this location yet.
Hortonville: Storm surge model is not available for this location yet.
Wildfire
Carmel: 8/100 · Hortonville: 7/100
Carmel is 1 points higher.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Hortonville: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Carmel: 28/100 · Hortonville: 28/100
No gap.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Hortonville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.