City vs city
Carmel vs Fishers, IN
Carmel currently scores 7 points higher overall than Fishers, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carmel: 38/100 · Fishers: 31/100
Carmel is 7 points higher.
Flood
Carmel: 34/100 · Fishers: 39/100
Fishers is 5 points higher.
Carmel: FEMA NFHL flood zones: 8 features intersect this tile.
Fishers: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Carmel: 15/100 · Fishers: 15/100
No gap.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Fishers: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carmel: 63/100 · Fishers: 60/100
Carmel is 3 points higher.
Carmel: Lightning exposure derived from ingested climatology tiles.
Fishers: Lightning exposure derived from ingested climatology tiles.
Tornado
Carmel: 15/100 · Fishers: 8/100
Carmel is 7 points higher.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Fishers: Tornado risk derived from NOAA SPC historical reports.
Hail
Carmel: 100/100 · Fishers: 54/100
Carmel is 46 points higher.
Carmel: Hail risk derived from NOAA SPC historical reports.
Fishers: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carmel: Unavailable · Fishers: Unavailable
A score difference cannot be calculated without both sources.
Carmel: Storm surge model is not available for this location yet.
Fishers: Storm surge model is not available for this location yet.
Wildfire
Carmel: 8/100 · Fishers: 11/100
Fishers is 3 points higher.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Fishers: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Carmel: 28/100 · Fishers: 28/100
No gap.
Carmel: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Fishers: Air quality signal derived from the latest EPA AirNow combined AQI grid.