City vs city
Bear Lake vs South Bend, IN
South Bend currently scores 15 points higher overall than Bear Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bear Lake: 29/100 · South Bend: 44/100
South Bend is 15 points higher.
Flood
Bear Lake: 32/100 · South Bend: 30/100
Bear Lake is 2 points higher.
Bear Lake: FEMA NFHL flood zones: 5 features intersect this tile.
South Bend: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Bear Lake: 16/100 · South Bend: 16/100
No gap.
Bear Lake: Wind exposure derived from ingested design wind / climatology tiles.
South Bend: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bear Lake: 57/100 · South Bend: 48/100
Bear Lake is 9 points higher.
Bear Lake: Lightning exposure derived from ingested climatology tiles.
South Bend: Lightning exposure derived from ingested climatology tiles.
Tornado
Bear Lake: 0/100 · South Bend: 54/100
South Bend is 54 points higher.
Bear Lake: Tornado risk derived from NOAA SPC historical reports.
South Bend: Tornado risk derived from NOAA SPC historical reports.
Hail
Bear Lake: 24/100 · South Bend: 100/100
South Bend is 76 points higher.
Bear Lake: Hail risk derived from NOAA SPC historical reports.
South Bend: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bear Lake: Unavailable · South Bend: Unavailable
A score difference cannot be calculated without both sources.
Bear Lake: Storm surge model is not available for this location yet.
South Bend: Storm surge model is not available for this location yet.
Wildfire
Bear Lake: 12/100 · South Bend: 28/100
South Bend is 16 points higher.
Bear Lake: Wildfire exposure derived from ingested fire potential tiles.
South Bend: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bear Lake: 33/100 · South Bend: 29/100
Bear Lake is 4 points higher.
Bear Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
South Bend: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.