City vs city
Bear Lake vs Elkhart, IN
Elkhart currently scores 6 points higher overall than Bear Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bear Lake: 29/100 · Elkhart: 35/100
Elkhart is 6 points higher.
Flood
Bear Lake: 32/100 · Elkhart: 36/100
Elkhart is 4 points higher.
Bear Lake: FEMA NFHL flood zones: 5 features intersect this tile.
Elkhart: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Bear Lake: 16/100 · Elkhart: 16/100
No gap.
Bear Lake: Wind exposure derived from ingested design wind / climatology tiles.
Elkhart: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bear Lake: 57/100 · Elkhart: 51/100
Bear Lake is 6 points higher.
Bear Lake: Lightning exposure derived from ingested climatology tiles.
Elkhart: Lightning exposure derived from ingested climatology tiles.
Tornado
Bear Lake: 0/100 · Elkhart: 8/100
Elkhart is 8 points higher.
Bear Lake: Tornado risk derived from NOAA SPC historical reports.
Elkhart: Tornado risk derived from NOAA SPC historical reports.
Hail
Bear Lake: 24/100 · Elkhart: 91/100
Elkhart is 67 points higher.
Bear Lake: Hail risk derived from NOAA SPC historical reports.
Elkhart: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bear Lake: Unavailable · Elkhart: Unavailable
A score difference cannot be calculated without both sources.
Bear Lake: Storm surge model is not available for this location yet.
Elkhart: Storm surge model is not available for this location yet.
Wildfire
Bear Lake: 12/100 · Elkhart: 12/100
No gap.
Bear Lake: Wildfire exposure derived from ingested fire potential tiles.
Elkhart: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bear Lake: 33/100 · Elkhart: 28/100
Bear Lake is 5 points higher.
Bear Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Elkhart: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.