City vs city
Monticello vs Urbana, IL
Monticello currently scores 7 points higher overall than Urbana, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Monticello: 36/100 · Urbana: 29/100
Monticello is 7 points higher.
Flood
Monticello: 52/100 · Urbana: 36/100
Monticello is 16 points higher.
Monticello: FEMA NFHL flood zones: 7 features intersect this tile.
Urbana: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Monticello: 16/100 · Urbana: 15/100
Monticello is 1 points higher.
Monticello: Wind exposure derived from ingested design wind / climatology tiles.
Urbana: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Monticello: 45/100 · Urbana: 49/100
Urbana is 4 points higher.
Monticello: Lightning exposure derived from ingested climatology tiles.
Urbana: Lightning exposure derived from ingested climatology tiles.
Tornado
Monticello: 35/100 · Urbana: 19/100
Monticello is 16 points higher.
Monticello: Tornado risk derived from NOAA SPC historical reports.
Urbana: Tornado risk derived from NOAA SPC historical reports.
Hail
Monticello: 68/100 · Urbana: 37/100
Monticello is 31 points higher.
Monticello: Hail risk derived from NOAA SPC historical reports.
Urbana: Hail risk derived from NOAA SPC historical reports.
Storm surge
Monticello: Unavailable · Urbana: Unavailable
A score difference cannot be calculated without both sources.
Monticello: Storm surge model is not available for this location yet.
Urbana: Storm surge model is not available for this location yet.
Wildfire
Monticello: 5/100 · Urbana: 18/100
Urbana is 13 points higher.
Monticello: Wildfire exposure derived from ingested fire potential tiles.
Urbana: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Monticello: 31/100 · Urbana: 30/100
Monticello is 1 points higher.
Monticello: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Urbana: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.