City vs city
Chicago vs Monticello, IL
Chicago currently scores 4 points higher overall than Monticello, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Chicago: 40/100 · Monticello: 36/100
Chicago is 4 points higher.
Flood
Chicago: 44/100 · Monticello: 52/100
Monticello is 8 points higher.
Chicago: FEMA NFHL flood zones: 10 features intersect this tile.
Monticello: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Chicago: 16/100 · Monticello: 16/100
No gap.
Chicago: Wind exposure derived from ingested design wind / climatology tiles.
Monticello: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Chicago: 35/100 · Monticello: 45/100
Monticello is 10 points higher.
Chicago: Lightning exposure derived from ingested climatology tiles.
Monticello: Lightning exposure derived from ingested climatology tiles.
Tornado
Chicago: 27/100 · Monticello: 35/100
Monticello is 8 points higher.
Chicago: Tornado risk derived from NOAA SPC historical reports.
Monticello: Tornado risk derived from NOAA SPC historical reports.
Hail
Chicago: 100/100 · Monticello: 68/100
Chicago is 32 points higher.
Chicago: Hail risk derived from NOAA SPC historical reports.
Monticello: Hail risk derived from NOAA SPC historical reports.
Storm surge
Chicago: Unavailable · Monticello: Unavailable
A score difference cannot be calculated without both sources.
Chicago: Storm surge model is not available for this location yet.
Monticello: Storm surge model is not available for this location yet.
Wildfire
Chicago: 27/100 · Monticello: 5/100
Chicago is 22 points higher.
Chicago: Wildfire exposure derived from ingested fire potential tiles.
Monticello: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Chicago: 28/100 · Monticello: 31/100
Monticello is 3 points higher.
Chicago: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Monticello: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.