City vs city
Temple Terrace vs Zephyrhills West, FL
Temple Terrace currently scores 22 points higher overall than Zephyrhills West, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Temple Terrace: 63/100 · Zephyrhills West: 41/100
Temple Terrace is 22 points higher.
Flood
Temple Terrace: 46/100 · Zephyrhills West: 40/100
Temple Terrace is 6 points higher.
Temple Terrace: FEMA NFHL flood zones: 15 features intersect this tile.
Zephyrhills West: FEMA NFHL flood zones: 21 features intersect this tile.
Wind
Temple Terrace: 45/100 · Zephyrhills West: 44/100
Temple Terrace is 1 points higher.
Temple Terrace: Wind exposure derived from ingested design wind / climatology tiles.
Zephyrhills West: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Temple Terrace: 87/100 · Zephyrhills West: 94/100
Zephyrhills West is 7 points higher.
Temple Terrace: Lightning exposure derived from ingested climatology tiles.
Zephyrhills West: Lightning exposure derived from ingested climatology tiles.
Tornado
Temple Terrace: 35/100 · Zephyrhills West: 15/100
Temple Terrace is 20 points higher.
Temple Terrace: Tornado risk derived from NOAA SPC historical reports.
Zephyrhills West: Tornado risk derived from NOAA SPC historical reports.
Hail
Temple Terrace: 94/100 · Zephyrhills West: 12/100
Temple Terrace is 82 points higher.
Temple Terrace: Hail risk derived from NOAA SPC historical reports.
Zephyrhills West: Hail risk derived from NOAA SPC historical reports.
Storm surge
Temple Terrace: 95/100 · Zephyrhills West: Unavailable
A score difference cannot be calculated without both sources.
Temple Terrace: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Zephyrhills West: Storm surge model is not available for this location yet.
Wildfire
Temple Terrace: 79/100 · Zephyrhills West: 63/100
Temple Terrace is 16 points higher.
Temple Terrace: Wildfire exposure derived from ingested fire potential tiles.
Zephyrhills West: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Temple Terrace: 26/100 · Zephyrhills West: 20/100
Temple Terrace is 6 points higher.
Temple Terrace: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Zephyrhills West: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.