City vs city
Ponte Vedra vs Temple Terrace, FL
Temple Terrace currently scores 22 points higher overall than Ponte Vedra, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Ponte Vedra: 41/100 · Temple Terrace: 63/100
Temple Terrace is 22 points higher.
Flood
Ponte Vedra: 48/100 · Temple Terrace: 46/100
Ponte Vedra is 2 points higher.
Ponte Vedra: FEMA NFHL flood zones: 23 features intersect this tile.
Temple Terrace: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Ponte Vedra: 35/100 · Temple Terrace: 45/100
Temple Terrace is 10 points higher.
Ponte Vedra: Wind exposure derived from ingested design wind / climatology tiles.
Temple Terrace: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Ponte Vedra: 93/100 · Temple Terrace: 87/100
Ponte Vedra is 6 points higher.
Ponte Vedra: Lightning exposure derived from ingested climatology tiles.
Temple Terrace: Lightning exposure derived from ingested climatology tiles.
Tornado
Ponte Vedra: 15/100 · Temple Terrace: 35/100
Temple Terrace is 20 points higher.
Ponte Vedra: Tornado risk derived from NOAA SPC historical reports.
Temple Terrace: Tornado risk derived from NOAA SPC historical reports.
Hail
Ponte Vedra: 14/100 · Temple Terrace: 94/100
Temple Terrace is 80 points higher.
Ponte Vedra: Hail risk derived from NOAA SPC historical reports.
Temple Terrace: Hail risk derived from NOAA SPC historical reports.
Storm surge
Ponte Vedra: Unavailable · Temple Terrace: 95/100
A score difference cannot be calculated without both sources.
Ponte Vedra: Storm surge model is not available for this location yet.
Temple Terrace: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Ponte Vedra: 64/100 · Temple Terrace: 79/100
Temple Terrace is 15 points higher.
Ponte Vedra: Wildfire exposure derived from ingested fire potential tiles.
Temple Terrace: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Ponte Vedra: 18/100 · Temple Terrace: 26/100
Temple Terrace is 8 points higher.
Ponte Vedra: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Temple Terrace: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.