City vs city
Panama City Beach vs Panama City, FL
Panama City currently scores 16 points higher overall than Panama City Beach, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Panama City Beach: 38/100 · Panama City: 54/100
Panama City is 16 points higher.
Flood
Panama City Beach: 58/100 · Panama City: 41/100
Panama City Beach is 17 points higher.
Wind
Panama City Beach: 42/100 · Panama City: 40/100
Panama City Beach is 2 points higher.
Lightning
Panama City Beach: 54/100 · Panama City: 53/100
Panama City Beach is 1 points higher.
Tornado
Panama City Beach: 20/100 · Panama City: 100/100
Panama City is 80 points higher.
Hail
Panama City Beach: 10/100 · Panama City: 32/100
Panama City is 22 points higher.
Storm surge
Panama City Beach: 96/100 · Panama City: 95/100
Panama City Beach is 1 points higher.