City vs city
Panama City Beach vs Miami, FL
Miami currently scores 23 points higher overall than Panama City Beach, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Panama City Beach: 38/100 · Miami: 61/100
Miami is 23 points higher.
Flood
Panama City Beach: 58/100 · Miami: 73/100
Miami is 15 points higher.
Wind
Panama City Beach: 42/100 · Miami: 73/100
Miami is 31 points higher.
Lightning
Panama City Beach: 54/100 · Miami: 65/100
Miami is 11 points higher.
Tornado
Panama City Beach: 20/100 · Miami: 36/100
Miami is 16 points higher.
Hail
Panama City Beach: 10/100 · Miami: 87/100
Miami is 77 points higher.
Storm surge
Panama City Beach: 96/100 · Miami: 83/100
Panama City Beach is 13 points higher.