City vs city
Miami vs Punta Gorda, FL
Miami currently scores 12 points higher overall than Punta Gorda, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Miami: 60/100 · Punta Gorda: 48/100
Miami is 12 points higher.
Flood
Miami: 73/100 · Punta Gorda: 48/100
Miami is 25 points higher.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Punta Gorda: FEMA NFHL flood zones: 13 features intersect this tile.
Wind
Miami: 73/100 · Punta Gorda: 57/100
Miami is 16 points higher.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Punta Gorda: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Miami: 65/100 · Punta Gorda: 71/100
Punta Gorda is 6 points higher.
Miami: Lightning exposure derived from ingested climatology tiles.
Punta Gorda: Lightning exposure derived from ingested climatology tiles.
Tornado
Miami: 35/100 · Punta Gorda: 12/100
Miami is 23 points higher.
Miami: Tornado risk derived from NOAA SPC historical reports.
Punta Gorda: Tornado risk derived from NOAA SPC historical reports.
Hail
Miami: 85/100 · Punta Gorda: 18/100
Miami is 67 points higher.
Miami: Hail risk derived from NOAA SPC historical reports.
Punta Gorda: Hail risk derived from NOAA SPC historical reports.
Storm surge
Miami: 83/100 · Punta Gorda: 99/100
Punta Gorda is 16 points higher.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Punta Gorda: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Miami: 48/100 · Punta Gorda: 67/100
Punta Gorda is 19 points higher.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Punta Gorda: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Miami: 16/100 · Punta Gorda: 14/100
Miami is 2 points higher.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Punta Gorda: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.