City vs city
Miami vs Port Charlotte, FL
Miami currently scores 18 points higher overall than Port Charlotte, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Miami: 60/100 · Port Charlotte: 42/100
Miami is 18 points higher.
Flood
Miami: 73/100 · Port Charlotte: 43/100
Miami is 30 points higher.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Port Charlotte: FEMA NFHL flood zones: 25 features intersect this tile.
Wind
Miami: 73/100 · Port Charlotte: 53/100
Miami is 20 points higher.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Port Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Miami: 65/100 · Port Charlotte: 76/100
Port Charlotte is 11 points higher.
Miami: Lightning exposure derived from ingested climatology tiles.
Port Charlotte: Lightning exposure derived from ingested climatology tiles.
Tornado
Miami: 35/100 · Port Charlotte: 19/100
Miami is 16 points higher.
Miami: Tornado risk derived from NOAA SPC historical reports.
Port Charlotte: Tornado risk derived from NOAA SPC historical reports.
Hail
Miami: 85/100 · Port Charlotte: 29/100
Miami is 56 points higher.
Miami: Hail risk derived from NOAA SPC historical reports.
Port Charlotte: Hail risk derived from NOAA SPC historical reports.
Storm surge
Miami: 83/100 · Port Charlotte: 80/100
Miami is 3 points higher.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Port Charlotte: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Miami: 48/100 · Port Charlotte: 20/100
Miami is 28 points higher.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Port Charlotte: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Miami: 16/100 · Port Charlotte: 17/100
Port Charlotte is 1 points higher.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Port Charlotte: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.