City vs city
Miami vs Palmetto Bay, FL
Miami currently scores 5 points higher overall than Palmetto Bay, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Miami: 60/100 · Palmetto Bay: 55/100
Miami is 5 points higher.
Flood
Miami: 73/100 · Palmetto Bay: 45/100
Miami is 28 points higher.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Palmetto Bay: FEMA NFHL flood zones: 21 features intersect this tile.
Wind
Miami: 73/100 · Palmetto Bay: 71/100
Miami is 2 points higher.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Palmetto Bay: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Miami: 65/100 · Palmetto Bay: 63/100
Miami is 2 points higher.
Miami: Lightning exposure derived from ingested climatology tiles.
Palmetto Bay: Lightning exposure derived from ingested climatology tiles.
Tornado
Miami: 35/100 · Palmetto Bay: 54/100
Palmetto Bay is 19 points higher.
Miami: Tornado risk derived from NOAA SPC historical reports.
Palmetto Bay: Tornado risk derived from NOAA SPC historical reports.
Hail
Miami: 85/100 · Palmetto Bay: 66/100
Miami is 19 points higher.
Miami: Hail risk derived from NOAA SPC historical reports.
Palmetto Bay: Hail risk derived from NOAA SPC historical reports.
Storm surge
Miami: 83/100 · Palmetto Bay: 59/100
Miami is 24 points higher.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Palmetto Bay: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Miami: 48/100 · Palmetto Bay: 62/100
Palmetto Bay is 14 points higher.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Palmetto Bay: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Miami: 16/100 · Palmetto Bay: 17/100
Palmetto Bay is 1 points higher.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Palmetto Bay: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.