City vs city
Miami vs Palm Harbor, FL
Miami currently scores 9 points higher overall than Palm Harbor, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Miami: 60/100 · Palm Harbor: 51/100
Miami is 9 points higher.
Flood
Miami: 73/100 · Palm Harbor: 39/100
Miami is 34 points higher.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Palm Harbor: FEMA NFHL flood zones: 18 features intersect this tile.
Wind
Miami: 73/100 · Palm Harbor: 49/100
Miami is 24 points higher.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Palm Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Miami: 65/100 · Palm Harbor: 65/100
No gap.
Miami: Lightning exposure derived from ingested climatology tiles.
Palm Harbor: Lightning exposure derived from ingested climatology tiles.
Tornado
Miami: 35/100 · Palm Harbor: 50/100
Palm Harbor is 15 points higher.
Miami: Tornado risk derived from NOAA SPC historical reports.
Palm Harbor: Tornado risk derived from NOAA SPC historical reports.
Hail
Miami: 85/100 · Palm Harbor: 39/100
Miami is 46 points higher.
Miami: Hail risk derived from NOAA SPC historical reports.
Palm Harbor: Hail risk derived from NOAA SPC historical reports.
Storm surge
Miami: 83/100 · Palm Harbor: 99/100
Palm Harbor is 16 points higher.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Palm Harbor: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Miami: 48/100 · Palm Harbor: 47/100
Miami is 1 points higher.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Palm Harbor: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Miami: 16/100 · Palm Harbor: 16/100
No gap.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Palm Harbor: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.