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City vs city

Miami vs Ocala, FL

Miami currently scores 3 points higher overall than Ocala, with the largest gap in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Miami: 60/100 · Ocala: 57/100

Miami is 3 points higher.

Flood

Miami: 73/100 · Ocala: 27/100

Miami is 46 points higher.

Miami: FEMA NFHL flood zones: 12 features intersect this tile.

Ocala: FEMA NFHL flood zones: 7 features intersect this tile.

Wind

Miami: 73/100 · Ocala: 37/100

Miami is 36 points higher.

Miami: Wind exposure derived from ingested design wind / climatology tiles.

Ocala: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Miami: 65/100 · Ocala: 97/100

Ocala is 32 points higher.

Miami: Lightning exposure derived from ingested climatology tiles.

Ocala: Lightning exposure derived from ingested climatology tiles.

Tornado

Miami: 35/100 · Ocala: 73/100

Ocala is 38 points higher.

Miami: Tornado risk derived from NOAA SPC historical reports.

Ocala: Tornado risk derived from NOAA SPC historical reports.

Hail

Miami: 85/100 · Ocala: 100/100

Ocala is 15 points higher.

Miami: Hail risk derived from NOAA SPC historical reports.

Ocala: Hail risk derived from NOAA SPC historical reports.

Storm surge

Miami: 83/100 · Ocala: Unavailable

A score difference cannot be calculated without both sources.

Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Ocala: Storm surge model is not available for this location yet.

Wildfire

Miami: 48/100 · Ocala: 50/100

Ocala is 2 points higher.

Miami: Wildfire exposure derived from ingested fire potential tiles.

Ocala: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Miami: 16/100 · Ocala: 16/100

No gap.

Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Ocala: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.