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City vs city
Miami vs Miami Beach, FL
Miami currently scores 4 points higher overall than Miami Beach, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Miami: 60/100 · Miami Beach: 56/100
Miami is 4 points higher.
Flood
Miami: 73/100 · Miami Beach: 58/100
Miami is 15 points higher.
Wind
Miami: 73/100 · Miami Beach: 73/100
No gap.
Lightning
Miami: 65/100 · Miami Beach: 71/100
Miami Beach is 6 points higher.
Tornado
Miami: 35/100 · Miami Beach: 50/100
Miami Beach is 15 points higher.
Hail
Miami: 85/100 · Miami Beach: 54/100
Miami is 31 points higher.
Storm surge
Miami: 83/100 · Miami Beach: 83/100
No gap.