City vs city
Lutz vs St. Leo, FL
Lutz currently scores 7 points higher overall than St. Leo, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lutz: 49/100 · St. Leo: 42/100
Lutz is 7 points higher.
Flood
Lutz: 45/100 · St. Leo: 35/100
Lutz is 10 points higher.
Lutz: FEMA NFHL flood zones: 21 features intersect this tile.
St. Leo: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Lutz: 45/100 · St. Leo: 43/100
Lutz is 2 points higher.
Lutz: Wind exposure derived from ingested design wind / climatology tiles.
St. Leo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lutz: 83/100 · St. Leo: 95/100
St. Leo is 12 points higher.
Lutz: Lightning exposure derived from ingested climatology tiles.
St. Leo: Lightning exposure derived from ingested climatology tiles.
Tornado
Lutz: 27/100 · St. Leo: 27/100
No gap.
Lutz: Tornado risk derived from NOAA SPC historical reports.
St. Leo: Tornado risk derived from NOAA SPC historical reports.
Hail
Lutz: 53/100 · St. Leo: 7/100
Lutz is 46 points higher.
Lutz: Hail risk derived from NOAA SPC historical reports.
St. Leo: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lutz: Unavailable · St. Leo: Unavailable
A score difference cannot be calculated without both sources.
Lutz: Storm surge model is not available for this location yet.
St. Leo: Storm surge model is not available for this location yet.
Wildfire
Lutz: 65/100 · St. Leo: 66/100
St. Leo is 1 points higher.
Lutz: Wildfire exposure derived from ingested fire potential tiles.
St. Leo: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Lutz: 25/100 · St. Leo: 20/100
Lutz is 5 points higher.
Lutz: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Leo: Air quality signal derived from the latest EPA AirNow combined AQI grid.