City vs city
Lutz vs Ponte Vedra, FL
Lutz currently scores 8 points higher overall than Ponte Vedra, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lutz: 49/100 · Ponte Vedra: 41/100
Lutz is 8 points higher.
Flood
Lutz: 45/100 · Ponte Vedra: 48/100
Ponte Vedra is 3 points higher.
Lutz: FEMA NFHL flood zones: 21 features intersect this tile.
Ponte Vedra: FEMA NFHL flood zones: 23 features intersect this tile.
Wind
Lutz: 45/100 · Ponte Vedra: 35/100
Lutz is 10 points higher.
Lutz: Wind exposure derived from ingested design wind / climatology tiles.
Ponte Vedra: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lutz: 83/100 · Ponte Vedra: 93/100
Ponte Vedra is 10 points higher.
Lutz: Lightning exposure derived from ingested climatology tiles.
Ponte Vedra: Lightning exposure derived from ingested climatology tiles.
Tornado
Lutz: 27/100 · Ponte Vedra: 15/100
Lutz is 12 points higher.
Lutz: Tornado risk derived from NOAA SPC historical reports.
Ponte Vedra: Tornado risk derived from NOAA SPC historical reports.
Hail
Lutz: 53/100 · Ponte Vedra: 14/100
Lutz is 39 points higher.
Lutz: Hail risk derived from NOAA SPC historical reports.
Ponte Vedra: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lutz: Unavailable · Ponte Vedra: Unavailable
A score difference cannot be calculated without both sources.
Lutz: Storm surge model is not available for this location yet.
Ponte Vedra: Storm surge model is not available for this location yet.
Wildfire
Lutz: 65/100 · Ponte Vedra: 64/100
Lutz is 1 points higher.
Lutz: Wildfire exposure derived from ingested fire potential tiles.
Ponte Vedra: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Lutz: 25/100 · Ponte Vedra: 18/100
Lutz is 7 points higher.
Lutz: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Ponte Vedra: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.