City vs city
Live Oak vs Ponte Vedra, FL
Ponte Vedra currently scores 4 points higher overall than Live Oak, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Live Oak: 37/100 · Ponte Vedra: 41/100
Ponte Vedra is 4 points higher.
Flood
Live Oak: 27/100 · Ponte Vedra: 48/100
Ponte Vedra is 21 points higher.
Live Oak: FEMA NFHL flood zones: 6 features intersect this tile.
Ponte Vedra: FEMA NFHL flood zones: 23 features intersect this tile.
Wind
Live Oak: 24/100 · Ponte Vedra: 35/100
Ponte Vedra is 11 points higher.
Live Oak: Wind exposure derived from ingested design wind / climatology tiles.
Ponte Vedra: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Live Oak: 79/100 · Ponte Vedra: 93/100
Ponte Vedra is 14 points higher.
Live Oak: Lightning exposure derived from ingested climatology tiles.
Ponte Vedra: Lightning exposure derived from ingested climatology tiles.
Tornado
Live Oak: 12/100 · Ponte Vedra: 15/100
Ponte Vedra is 3 points higher.
Live Oak: Tornado risk derived from NOAA SPC historical reports.
Ponte Vedra: Tornado risk derived from NOAA SPC historical reports.
Hail
Live Oak: 29/100 · Ponte Vedra: 14/100
Live Oak is 15 points higher.
Live Oak: Hail risk derived from NOAA SPC historical reports.
Ponte Vedra: Hail risk derived from NOAA SPC historical reports.
Storm surge
Live Oak: Unavailable · Ponte Vedra: Unavailable
A score difference cannot be calculated without both sources.
Live Oak: Storm surge model is not available for this location yet.
Ponte Vedra: Storm surge model is not available for this location yet.
Wildfire
Live Oak: 72/100 · Ponte Vedra: 64/100
Live Oak is 8 points higher.
Live Oak: Wildfire exposure derived from ingested fire potential tiles.
Ponte Vedra: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Live Oak: 19/100 · Ponte Vedra: 18/100
Live Oak is 1 points higher.
Live Oak: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Ponte Vedra: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.