City vs city
Live Oak vs Miami, FL
Miami currently scores 23 points higher overall than Live Oak, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Live Oak: 37/100 · Miami: 60/100
Miami is 23 points higher.
Flood
Live Oak: 27/100 · Miami: 73/100
Miami is 46 points higher.
Live Oak: FEMA NFHL flood zones: 6 features intersect this tile.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Live Oak: 24/100 · Miami: 73/100
Miami is 49 points higher.
Live Oak: Wind exposure derived from ingested design wind / climatology tiles.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Live Oak: 79/100 · Miami: 65/100
Live Oak is 14 points higher.
Live Oak: Lightning exposure derived from ingested climatology tiles.
Miami: Lightning exposure derived from ingested climatology tiles.
Tornado
Live Oak: 12/100 · Miami: 35/100
Miami is 23 points higher.
Live Oak: Tornado risk derived from NOAA SPC historical reports.
Miami: Tornado risk derived from NOAA SPC historical reports.
Hail
Live Oak: 29/100 · Miami: 85/100
Miami is 56 points higher.
Live Oak: Hail risk derived from NOAA SPC historical reports.
Miami: Hail risk derived from NOAA SPC historical reports.
Storm surge
Live Oak: Unavailable · Miami: 83/100
A score difference cannot be calculated without both sources.
Live Oak: Storm surge model is not available for this location yet.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Live Oak: 72/100 · Miami: 48/100
Live Oak is 24 points higher.
Live Oak: Wildfire exposure derived from ingested fire potential tiles.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Live Oak: 19/100 · Miami: 16/100
Live Oak is 3 points higher.
Live Oak: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.