City vs city
Fort Walton Beach vs Navarre, FL
Fort Walton Beach currently scores 6 points higher overall than Navarre, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fort Walton Beach: 44/100 · Navarre: 38/100
Fort Walton Beach is 6 points higher.
Flood
Fort Walton Beach: 42/100 · Navarre: 41/100
Fort Walton Beach is 1 points higher.
Fort Walton Beach: FEMA NFHL flood zones: 12 features intersect this tile.
Navarre: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Fort Walton Beach: 49/100 · Navarre: 54/100
Navarre is 5 points higher.
Fort Walton Beach: Wind exposure derived from ingested design wind / climatology tiles.
Navarre: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fort Walton Beach: 63/100 · Navarre: 62/100
Fort Walton Beach is 1 points higher.
Fort Walton Beach: Lightning exposure derived from ingested climatology tiles.
Navarre: Lightning exposure derived from ingested climatology tiles.
Tornado
Fort Walton Beach: 19/100 · Navarre: 15/100
Fort Walton Beach is 4 points higher.
Fort Walton Beach: Tornado risk derived from NOAA SPC historical reports.
Navarre: Tornado risk derived from NOAA SPC historical reports.
Hail
Fort Walton Beach: 10/100 · Navarre: 2/100
Fort Walton Beach is 8 points higher.
Fort Walton Beach: Hail risk derived from NOAA SPC historical reports.
Navarre: Hail risk derived from NOAA SPC historical reports.
Storm surge
Fort Walton Beach: 94/100 · Navarre: 95/100
Navarre is 1 points higher.
Fort Walton Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Navarre: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Fort Walton Beach: 50/100 · Navarre: 7/100
Fort Walton Beach is 43 points higher.
Fort Walton Beach: Wildfire exposure derived from ingested fire potential tiles.
Navarre: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Fort Walton Beach: 26/100 · Navarre: 27/100
Navarre is 1 points higher.
Fort Walton Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Navarre: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.