City vs city
Fort Walton Beach vs Miami, FL
Miami currently scores 16 points higher overall than Fort Walton Beach, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fort Walton Beach: 44/100 · Miami: 60/100
Miami is 16 points higher.
Flood
Fort Walton Beach: 42/100 · Miami: 73/100
Miami is 31 points higher.
Fort Walton Beach: FEMA NFHL flood zones: 12 features intersect this tile.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Fort Walton Beach: 49/100 · Miami: 73/100
Miami is 24 points higher.
Fort Walton Beach: Wind exposure derived from ingested design wind / climatology tiles.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fort Walton Beach: 63/100 · Miami: 65/100
Miami is 2 points higher.
Fort Walton Beach: Lightning exposure derived from ingested climatology tiles.
Miami: Lightning exposure derived from ingested climatology tiles.
Tornado
Fort Walton Beach: 19/100 · Miami: 35/100
Miami is 16 points higher.
Fort Walton Beach: Tornado risk derived from NOAA SPC historical reports.
Miami: Tornado risk derived from NOAA SPC historical reports.
Hail
Fort Walton Beach: 10/100 · Miami: 85/100
Miami is 75 points higher.
Fort Walton Beach: Hail risk derived from NOAA SPC historical reports.
Miami: Hail risk derived from NOAA SPC historical reports.
Storm surge
Fort Walton Beach: 94/100 · Miami: 83/100
Fort Walton Beach is 11 points higher.
Fort Walton Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Fort Walton Beach: 50/100 · Miami: 48/100
Fort Walton Beach is 2 points higher.
Fort Walton Beach: Wildfire exposure derived from ingested fire potential tiles.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Fort Walton Beach: 26/100 · Miami: 16/100
Fort Walton Beach is 10 points higher.
Fort Walton Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.