City vs city
Fort Walton Beach vs Lake Suzy, FL
Fort Walton Beach currently scores 2 points higher overall than Lake Suzy, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fort Walton Beach: 44/100 · Lake Suzy: 42/100
Fort Walton Beach is 2 points higher.
Flood
Fort Walton Beach: 42/100 · Lake Suzy: 43/100
Lake Suzy is 1 points higher.
Fort Walton Beach: FEMA NFHL flood zones: 12 features intersect this tile.
Lake Suzy: FEMA NFHL flood zones: 25 features intersect this tile.
Wind
Fort Walton Beach: 49/100 · Lake Suzy: 53/100
Lake Suzy is 4 points higher.
Fort Walton Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lake Suzy: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fort Walton Beach: 63/100 · Lake Suzy: 76/100
Lake Suzy is 13 points higher.
Fort Walton Beach: Lightning exposure derived from ingested climatology tiles.
Lake Suzy: Lightning exposure derived from ingested climatology tiles.
Tornado
Fort Walton Beach: 19/100 · Lake Suzy: 19/100
No gap.
Fort Walton Beach: Tornado risk derived from NOAA SPC historical reports.
Lake Suzy: Tornado risk derived from NOAA SPC historical reports.
Hail
Fort Walton Beach: 10/100 · Lake Suzy: 29/100
Lake Suzy is 19 points higher.
Fort Walton Beach: Hail risk derived from NOAA SPC historical reports.
Lake Suzy: Hail risk derived from NOAA SPC historical reports.
Storm surge
Fort Walton Beach: 94/100 · Lake Suzy: 80/100
Fort Walton Beach is 14 points higher.
Fort Walton Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Lake Suzy: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Fort Walton Beach: 50/100 · Lake Suzy: 20/100
Fort Walton Beach is 30 points higher.
Fort Walton Beach: Wildfire exposure derived from ingested fire potential tiles.
Lake Suzy: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Fort Walton Beach: 26/100 · Lake Suzy: 17/100
Fort Walton Beach is 9 points higher.
Fort Walton Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Lake Suzy: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.