City vs city
Fernandina Beach vs Miami, FL
Miami currently scores 1 points higher overall than Fernandina Beach, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fernandina Beach: 59/100 · Miami: 60/100
Miami is 1 points higher.
Flood
Fernandina Beach: 100/100 · Miami: 73/100
Fernandina Beach is 27 points higher.
Fernandina Beach: FEMA NFHL flood zones: 13 features intersect this tile.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Fernandina Beach: 35/100 · Miami: 73/100
Miami is 38 points higher.
Fernandina Beach: Wind exposure derived from ingested design wind / climatology tiles.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fernandina Beach: 83/100 · Miami: 65/100
Fernandina Beach is 18 points higher.
Fernandina Beach: Lightning exposure derived from ingested climatology tiles.
Miami: Lightning exposure derived from ingested climatology tiles.
Tornado
Fernandina Beach: 35/100 · Miami: 35/100
No gap.
Fernandina Beach: Tornado risk derived from NOAA SPC historical reports.
Miami: Tornado risk derived from NOAA SPC historical reports.
Hail
Fernandina Beach: 35/100 · Miami: 85/100
Miami is 50 points higher.
Fernandina Beach: Hail risk derived from NOAA SPC historical reports.
Miami: Hail risk derived from NOAA SPC historical reports.
Storm surge
Fernandina Beach: 99/100 · Miami: 83/100
Fernandina Beach is 16 points higher.
Fernandina Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Fernandina Beach: 60/100 · Miami: 48/100
Fernandina Beach is 12 points higher.
Fernandina Beach: Wildfire exposure derived from ingested fire potential tiles.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Fernandina Beach: 28/100 · Miami: 16/100
Fernandina Beach is 12 points higher.
Fernandina Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.