City vs city
Fernandina Beach vs Miami, FL
Miami currently scores 3 points higher overall than Fernandina Beach, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Fernandina Beach: 58/100 · Miami: 61/100
Miami is 3 points higher.
Flood
Fernandina Beach: 100/100 · Miami: 73/100
Fernandina Beach is 27 points higher.
Wind
Fernandina Beach: 35/100 · Miami: 73/100
Miami is 38 points higher.
Lightning
Fernandina Beach: 83/100 · Miami: 65/100
Fernandina Beach is 18 points higher.
Tornado
Fernandina Beach: 32/100 · Miami: 36/100
Miami is 4 points higher.
Hail
Fernandina Beach: 36/100 · Miami: 87/100
Miami is 51 points higher.
Storm surge
Fernandina Beach: 99/100 · Miami: 83/100
Fernandina Beach is 16 points higher.