City vs city
Fernandina Beach vs Lake Suzy, FL
Fernandina Beach currently scores 17 points higher overall than Lake Suzy, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fernandina Beach: 59/100 · Lake Suzy: 42/100
Fernandina Beach is 17 points higher.
Flood
Fernandina Beach: 100/100 · Lake Suzy: 43/100
Fernandina Beach is 57 points higher.
Fernandina Beach: FEMA NFHL flood zones: 13 features intersect this tile.
Lake Suzy: FEMA NFHL flood zones: 25 features intersect this tile.
Wind
Fernandina Beach: 35/100 · Lake Suzy: 53/100
Lake Suzy is 18 points higher.
Fernandina Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lake Suzy: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fernandina Beach: 83/100 · Lake Suzy: 76/100
Fernandina Beach is 7 points higher.
Fernandina Beach: Lightning exposure derived from ingested climatology tiles.
Lake Suzy: Lightning exposure derived from ingested climatology tiles.
Tornado
Fernandina Beach: 35/100 · Lake Suzy: 19/100
Fernandina Beach is 16 points higher.
Fernandina Beach: Tornado risk derived from NOAA SPC historical reports.
Lake Suzy: Tornado risk derived from NOAA SPC historical reports.
Hail
Fernandina Beach: 35/100 · Lake Suzy: 29/100
Fernandina Beach is 6 points higher.
Fernandina Beach: Hail risk derived from NOAA SPC historical reports.
Lake Suzy: Hail risk derived from NOAA SPC historical reports.
Storm surge
Fernandina Beach: 99/100 · Lake Suzy: 80/100
Fernandina Beach is 19 points higher.
Fernandina Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Lake Suzy: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Fernandina Beach: 60/100 · Lake Suzy: 20/100
Fernandina Beach is 40 points higher.
Fernandina Beach: Wildfire exposure derived from ingested fire potential tiles.
Lake Suzy: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Fernandina Beach: 28/100 · Lake Suzy: 17/100
Fernandina Beach is 11 points higher.
Fernandina Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Lake Suzy: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.