City vs city
Fernandina Beach vs Jacksonville Beach, FL
Fernandina Beach currently scores 11 points higher overall than Jacksonville Beach, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fernandina Beach: 59/100 · Jacksonville Beach: 48/100
Fernandina Beach is 11 points higher.
Flood
Fernandina Beach: 100/100 · Jacksonville Beach: 43/100
Fernandina Beach is 57 points higher.
Fernandina Beach: FEMA NFHL flood zones: 13 features intersect this tile.
Jacksonville Beach: FEMA NFHL flood zones: 22 features intersect this tile.
Wind
Fernandina Beach: 35/100 · Jacksonville Beach: 35/100
No gap.
Fernandina Beach: Wind exposure derived from ingested design wind / climatology tiles.
Jacksonville Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fernandina Beach: 83/100 · Jacksonville Beach: 91/100
Jacksonville Beach is 8 points higher.
Fernandina Beach: Lightning exposure derived from ingested climatology tiles.
Jacksonville Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Fernandina Beach: 35/100 · Jacksonville Beach: 12/100
Fernandina Beach is 23 points higher.
Fernandina Beach: Tornado risk derived from NOAA SPC historical reports.
Jacksonville Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Fernandina Beach: 35/100 · Jacksonville Beach: 28/100
Fernandina Beach is 7 points higher.
Fernandina Beach: Hail risk derived from NOAA SPC historical reports.
Jacksonville Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Fernandina Beach: 99/100 · Jacksonville Beach: 97/100
Fernandina Beach is 2 points higher.
Fernandina Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Jacksonville Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Fernandina Beach: 60/100 · Jacksonville Beach: 55/100
Fernandina Beach is 5 points higher.
Fernandina Beach: Wildfire exposure derived from ingested fire potential tiles.
Jacksonville Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Fernandina Beach: 28/100 · Jacksonville Beach: 23/100
Fernandina Beach is 5 points higher.
Fernandina Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Jacksonville Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.