City vs city
Cutler Bay vs Palmetto Bay, FL
Palmetto Bay currently scores 8 points higher overall than Cutler Bay, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cutler Bay: 47/100 · Palmetto Bay: 55/100
Palmetto Bay is 8 points higher.
Flood
Cutler Bay: 57/100 · Palmetto Bay: 45/100
Cutler Bay is 12 points higher.
Cutler Bay: FEMA NFHL flood zones: 19 features intersect this tile.
Palmetto Bay: FEMA NFHL flood zones: 21 features intersect this tile.
Wind
Cutler Bay: 72/100 · Palmetto Bay: 71/100
Cutler Bay is 1 points higher.
Cutler Bay: Wind exposure derived from ingested design wind / climatology tiles.
Palmetto Bay: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cutler Bay: 57/100 · Palmetto Bay: 63/100
Palmetto Bay is 6 points higher.
Cutler Bay: Lightning exposure derived from ingested climatology tiles.
Palmetto Bay: Lightning exposure derived from ingested climatology tiles.
Tornado
Cutler Bay: 15/100 · Palmetto Bay: 54/100
Palmetto Bay is 39 points higher.
Cutler Bay: Tornado risk derived from NOAA SPC historical reports.
Palmetto Bay: Tornado risk derived from NOAA SPC historical reports.
Hail
Cutler Bay: 22/100 · Palmetto Bay: 66/100
Palmetto Bay is 44 points higher.
Cutler Bay: Hail risk derived from NOAA SPC historical reports.
Palmetto Bay: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cutler Bay: 91/100 · Palmetto Bay: 59/100
Cutler Bay is 32 points higher.
Cutler Bay: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Palmetto Bay: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Cutler Bay: 43/100 · Palmetto Bay: 62/100
Palmetto Bay is 19 points higher.
Cutler Bay: Wildfire exposure derived from ingested fire potential tiles.
Palmetto Bay: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cutler Bay: 18/100 · Palmetto Bay: 17/100
Cutler Bay is 1 points higher.
Cutler Bay: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Palmetto Bay: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.